Groundfloor
Invest in real estate, $100 at a time.
Overview
Groundfloor is a unique real estate investing platform that opens up the world of real estate debt to the public. The platform allows its members to act as the lender on short-term, high-yield residential real estate loans (often for fix-and-flip projects). Investors can browse individual loans, review the risk grading, and build a diversified portfolio of debt investments. It is accessible to both accredited and non-accredited investors with a very low minimum investment.
✨ Key Features
- Invest in fractional real estate debt (LROs - Limited Recourse Obligations)
- Low minimum investment ($100)
- Open to non-accredited investors
- Short-term investments (typically 6-12 months)
- High-yield potential (historically averaging around 10%)
- Direct lending to real estate entrepreneurs
🎯 Key Differentiators
- Focus on short-term residential debt (fix-and-flip loans)
- Allows investors to choose individual loans
- Open to all investors with a very low minimum
Unique Value: Provides a unique opportunity for any investor to act like a hard money lender, funding short-term residential real estate projects and earning high-yield returns.
🎯 Use Cases (4)
✅ Best For
- Retail investors seeking high-yield, short-term returns by lending money for residential real estate projects.
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Investors seeking long-term equity appreciation
- Risk-averse investors uncomfortable with debt and potential defaults
🏆 Alternatives
While other platforms focus on equity or long-term REITs, Groundfloor gives direct access to the short-term, high-yield debt market, offering a different risk/return profile.
💻 Platforms
🛟 Support Options
- ✓ Email Support
- ✓ Live Chat
💰 Pricing
Free tier: Free to create an account and invest.
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