PaymentCloud
Payment Processing for High-Risk Businesses.
Overview
PaymentCloud is a merchant account provider that focuses on serving businesses that are considered high-risk by traditional processors. They partner with numerous banks and processors to find a solution for industries that others may turn away. They offer various payment solutions, including credit card processing, eCheck, and ACH transfers.
✨ Key Features
- High-risk merchant accounts
- ACH and eCheck processing
- Credit card processing
- Chargeback protection
- Payment gateway integration
- Virtual terminals
🎯 Key Differentiators
- Specialization in a wide range of high-risk industries.
- Strong relationships with multiple acquiring banks, increasing approval odds.
- Dedicated, hands-on support through the application and underwriting process.
- No application or setup fees.
Unique Value: Enables high-risk businesses to accept payments reliably by leveraging its expertise and network of banking partners, providing a crucial service to underserved industries.
🎯 Use Cases (5)
✅ Best For
- Securing payment processing for businesses in high-risk industries.
- Providing ACH transfer options for B2B transactions.
- Setting up recurring billing for subscription-based companies.
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Low-risk businesses that can get better rates from standard processors.
- Companies looking for simple, publicly-disclosed flat-rate pricing.
🏆 Alternatives
Offers a more personalized and supportive application process compared to other high-risk processors, guiding merchants to improve their chances of approval.
💻 Platforms
🔌 Integrations
🛟 Support Options
- ✓ Email Support
- ✓ Live Chat
- ✓ Phone Support
- ✓ Dedicated Support (Standard tier)
🔒 Compliance & Security
💰 Pricing
Free tier: N/A
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